For individuals who may have bad credit history, with a stable income and
responsible financial behavior.
Our loan options are tailored to meet the unique needs and circumstances of
our customers, with competitive interest rates and flexible repayment terms.
At Crediterium, we understand that unexpected expenses can arise, and sometimes, traditional lenders may not be able to provide financial assistance to those with bad credit history. That’s why our personal loans are designed to provide an accessible and affordable option for those who need it most.
Product types and maximum loan amounts vary by market. Subject to state
regulations, eligibility, credit check, underwriting and approval. Rates,
terms and conditions apply. Loan approval may not be guaranteed.
The credit decision on your application may be based in whole or in part on
information obtained from a national database including, but not limited to,
Accelitas, Equifax, Experian, FactorTrust, LexisNexis or TransUnion.
We encourage all borrowers to repay their loans on time to avoid these
additional fees and negative impacts on their credit score.
Installment loans may have higher interest rates and fees than other types of
loans. It is important to carefully review the terms of your loan agreement
before accepting the loan. If you have any questions or concerns, please do
not hesitate to contact us.
Short term loans should be used for short-term financial needs and not as a
long-term financial solution. Customers with credit difficulties should seek
credit counseling.
If you are using this loan for debt consolidation purposes, please note that
consolidating debts may increase the overall interest you pay over the life of
the loan. We encourage you to carefully consider the pros and cons of debt
consolidation before applying for this loan.
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from
discriminating against credit applicants on the basis of race, color,
religion, national origin, sex, marital status, age (provided the applicant
has the capacity to enter into a binding contract); because all or part of the
applicant’s income derives from any public assistance program; or because the
applicant has in good faith exercised any right under the Consumer Credit
Protection Act. The Federal agency that administers compliance with this law
concerning this creditor is the Consumer Financial Protection Bureau, 1700 G
Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit
Opportunity, Washington DC 20580.
We are a licensed lender in the states of Missouri, Utah, Texas and
Wisconsin. We comply with all state and federal regulations. If you have any
questions or concerns about our lending practices, please contact our
customer service team for more information.
