why

State Regulated Operations

State regulation helps protect our customers

We believe state regulation offers additional protection to our customers.

At Crediterium, we’re proud to be a state-licensed lending company. We believe that this model is more beneficial for our customers than other models, such as the tribal lending model, for several reasons.

Firstly, as a state-licensed lender, we are regulated by state laws in addition to federal laws, and must adhere to strict guidelines to ensure that we are operating ethically and responsibly. This means that our customers can trust that we are committed to providing transparent and fair lending practices.

In contrast, tribal lending companies are often not subject to state regulations and can operate under different laws. This can create confusion and uncertainty for customers who may not fully understand their rights and obligations under these laws.

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